Wednesday, June 27, 2012

One-Stop Showroom Event by SMDC

I got this information from an email and anybody or anyone might be interested to invest in SM Condominiums.

SM residential properties within Metro Manila like Grass, Sun, Blue, Berkeley, etc. will have a centralized event today at 6pm in SM Mall of Asia. It's a one-stop showrooms for all the SM Condos in Metro Manila. There is no down payment and the monthly amortization could be as low as 6k/mo. All the unit prices will be discounted during the event. 

To know more about the residential properties being offered by SMDC (SM Development Corporation), you can visit their website





Tuesday, June 26, 2012

My Experience in SSS Loan Application

I've been working for 11 years now and this year I decided to make use of the SSS loan application as I'm hearing a lot of stories that some people are using your own SSS account to take advantage of the loan. Hearing my colleagues that it will only take 2 weeks for the SSS loan to be processed and that I can apply even I don't have an SSS ID (that's right! no ID as they are always offline whenever I tried to apply), I filled up the application form.

It was March 26 when I write down the necessary info needed in the form. A week after, our HR rep told me that I need to wait for a month before SSS can process my application. For some reason, there's a note in my SSS account (I've seen it online) saying about temporary loan on-hold or similar to that. I was confused if I need to apply for an ID or if someone already used my SSS number to apply for a loan. Since I have no other choice, I waited for a month. I didn't fill out another form. Instead I just waited for a month to pass by as per our HR instruction.

May 7, our HR rep filed my loan application to SSS. I was hoping that this time there will be no hassle as I'm planning to use the loaned amount for my brother's schooling (he's already in college). Within that day, our HR rep gave me the claim stub meaning that my application was received by the SSS and I just have to wait for it to be processed. Sweet!

One week after May 7th, I checked my SSS online with regards to my loan status. Whoa! Nothing under the loan tab. My colleagues told me that normally there will be details of the loan application and details of the check issued. I thought to myself, I give it another week. Probably it takes two weeks exact to be process. 2nd  week came ((May 21st), nada! Still nothing. Now I'm getting fidgety that I decided to contact our HR rep. She told me to wait since it's possible that it's delayed and sometimes there are loan applications that are process in a month. Okay, fine. I'll wait again for 2 weeks and see what happens. Still the same old story and it's June 4th. I am pissed off during that time. I've waited too much for this loan to be process and it's my first time to use this benefit after years of working. I decided to ask our HR rep the following week (June 11th). Our HR was surprised since its way beyond the duration. She asked me to go to SSS office directly and asked for the status.

Photo Credit:

Good thing that the we have less work load during that day. By 10am, I went to a nearby SSS office to figure out what's causing the holdup. I was instructed by the guard to the Information counter. I told the staff my agenda. She was surprised to see my loan application status completely blank upon checking their system. She exclaimed that it's been a month since the filing. So she went to the back office to check and told me to wait on the chairs provided on that area. After 15-30 mins of waiting, an older lady came out and she called my name. She explained to me the reason why there's no update on my application. Turns out that the filing date of my application is expired. On the form, it says March 26. I told her that our HR didn't tell me about this. Have we known we could've changed it sooner. She added that my form was in a folder labeled rejected and she was waiting for our HR rep to pick it up to have the date changed. She gave me the instruction to change the date on the form and have it countered sign by the HR rep who initially signed my form. I'm grateful that our office is only a few minutes away from the SSS office. As soon as I reached our office I immediately went to our HR rep that I've been communicating with for almost 2 months about my loan. Even she is not aware that the issue was the date on the form as she didn't get any update/feedback from SSS. I just told her to change the date and have it sign and I can bring it back to SSS. Our HR rep told me that if in case the SSS staff asked me to sign a new form, I have to tell her simply that I'm working and I'm busy as there were instances that the staff will ask for a new fill-up form versus using the old one. I pray that I would be spared from that scenario. After 5 minutes, I'm back again to SSS office. Lucky me that the person I talked to before was the one in Counter 2 (Corporate Accounts). She recognized me immediately and I was accommodated immediately. After checking the date and the signature, she stamped the date on my claim stub June 11th. Same with my application form. I was expecting that I have to wait for 2 weeks again but yesterday, curiosity got the best of me, I decided to check my SSS online. And there it was under my loan tab, the details I've been eagerly waiting! Finally! I'm so excited for tomorrow because of this.

Some of you may think I'm over reacting but for someone who decided to use this benefit of SSS for the first time and waiting for almost 2 months, I think it's only fair that I have this kind of reaction.

Yesterday I finally got the paper that I've been waiting and wanting! Whew! It was indeed a long process, for me anyway. Next agenda, I have to apply for an SSS ID (hopefully there system doesn't go offline like before). Now that's another adventure that I have to prepare for.

Friday, June 22, 2012

Crossing my Fingers

I've joined an online raffle promo yesterday and I was hoping that I will be lucky enough to be the winner (so far there's 86100 total entries. I have 130 entries earned by liking some FB pages, announcing the raffle giveaway on twitter, liking the blog posts and leaving a commen on the blog).

Some of you may find these techniques kind of bizaare but blogging and generating users and bloggers alike to participate in your online raffles/ giveaways has never been so high-tech. Thanks to rafflecopter.

As much as I want to explain about rafflecopter, I feel that I'm in no position to do so since I'm not sponsoring any raffles or giveaways. Hopefully in the near future where I'm a one hell of a blogger like the others.

Anyways, back to the giveaway that I so wanted badly. The lucky winner will receive a $500 Cash in his/her paypal account! Cool! This is in celebration of 4th of July since the one who oragnized the raffle hails from Texas.

This raffle came at the right time as I needed the money for the triple birthday celebration in August (me, my brother and my ever adorable pet dog) plus I'm going to KL on that month so a pocket money wouldn't hurt.

Did I get you interested somehow? To know more about the giveaway, click on this link -  Diva Fabulosa will be happy to see you drop by her blog.

I'm so praying to win this...please...

Sunday, June 17, 2012

Happy Father's Day

From me to all your dads, grandfathers, husbands, brothers, uncles, cousins, etc. Let's give tribute to the Superman of our lives. To all the fathers in the world, this is your day!

Action Packed Last Sunday

I've been collecting my thoughts so I can post something here in my blog. I have a lot of pending posts and since they are all considered as backlog I'm having difficulty on how I can create a post that is informative and complete in details (I'm really starting to age as I have a tendency to forgot a few things here and there).

Anyways, as you may all know especially the sports fanatics that last Sunday was full of action across the different field of sports. Let's start from the morning of June 10, 2012:

Miami Heat versus Boston Celtics for Eastern Conference Finals
Image Courtesy of Yahoo News
My brothers and I are rooting for Miami Heat. Why? Mine was a shallow reason - because of Erik Spoelstra who happens to be a Fil-Am. I just liked him, simple as that.

Watching the game in NBA HD channel in cable was intense. I thought that Miami will lose to Celtics since there were a lot of turnovers during the first half. Boohoo moment(s) courtesy of Rajon Rondo who has a killer hands to steal the ball. Thank goodness for Chris Bosh for his 3 pointers. It boosted the Heat to get even with Celtics and slowly inching to be the winner. It was a great game. At present, Miami Heat is battling it out with Oklahoma Thunders for the NBA 2012 title; I'm hoping that they will give their best to earn the crown.

Pacman versus Bradley
Image Courtesy of Fight News
The whole world knows the outcome of this bout. Since my family is just watching at home through a local channel, it was a delayed telecast and I was busy checking Twitter in my BB for updates. I was so flabbergasted with the result! My oh my! The twitter exploded with comments and rants about the Pacquiao and Bradley fight. Tsk! Most of the people can't get over the fact that Bradley defeated Manny. I guess the scoring was based on how many hugs you made to your opponent...hahahaha!

An online petition is circulating to overturn the decision of the judges for this fight. To know more about the petition or simply you want to sign up, go to

Ginebra Kings versus Petron Blaze Boosters
Image Courtesy of PBA
I've been a loyal fan of Ginebra Gin Kings since the team of Jaworski (the living legend of PBA) and that was in 90s. The Gins (team's nickname) is a local team here in the Philippines that is known for its thousands of fans/followers across the country. Admittedly, I don't watch PBA that often unlike before when I was in highschool and college. Most of the current players in Ginebra Kings are new to me. I'm still hooked with the old members like Bal David, Vince Hizon, Kenneth Duremdes, etc. Regardless, it's good to know that they won last Sunday.

Rafael Nadal versus Novak Djokovic
Image Courtesy of
I'm not into watching tennis. I find it boring since I don't know much about the players except for the Williams sisters and Andre Agassi (I know Agassi is so yesterday....hehehe). I got interested way back in 2009, when I saw a match between Roger Federer and Rafael Nadal. I was in awe! Moreover I am smitten by Rafa (sort of a nickname given to Rafael Nadal). Before, Federer was the number one tennis player under Male category then came Rafa beating Federer in all possible matches they have and took over the lead post. Unfortunately, Djokovic proved that he can be as good as Federer and Nadal so he is the current top tennis player. But of course, Rafa is still known for his title as the King of Clay as he is regarded as the greatest clay court player in history by the experts. Too bad I missed this match on cable since its way past my bedtime...hahaha. Next time, I will make sure to use one of my credit leaves to watch a game of these two. It will be a treat indeed.

Whew! Who can beat a Sunday like that?!

Friday, June 1, 2012

CHINESE WISDOM for Seniors in Life

This was shared in our yahoo groups by the moderator and founder of WeddingsatWork. She's half-chinese so it's a good thing she was able to translate this and shared it to us.

Now, I'm sharing it to everyone who come to visit my blog. Regardless if you're a regular visitor or accidentally saw this blog, I hope this will give you inspiration and realization about life.

Photo Credit: 

(Translated from original Chinese)
There are many 1000-year old trees in [the] mountain, but not many 100-year-old people.

At the most, only 1 in 100,000 people will live to be 100 years old.

So, if you are now 60 years old, if you live until you are:
90, you only have 30 years more;
80, you only have 20 years more;
70, you have only 10 years more.
Because you don’t have many years to live, and you can’t bring anything with you when you die, you don’t have to be too thrifty.
Spend wisely the money that should be spent, enjoy what should be enjoyed, donate what you are able to donate, and don’t leave everything to your children or grandchildren, for you don’t want them to become parasites.
Don’t worry about what will happen after you are gone because when you return to dust, you will feel nothing about criticisms or praises.
Don’t worry too much about your children for children will have their own destiny and find their own way. Don’t be your children’s slave.
Don’t expect too much from your children.
Caring children would be too busy with their jobs and commitments to render any help. Uncaring children will fight over your assets even when you are still alive, and wish for your early demise so they can inherit your possessions.
Your children may take for granted that they are rightful heirs to your wealth but they really have no claims to your money, neither do you have any claim to theirs.
Don’t trade in your health for wealth because no amount of money can buy good health.
When should you stop making money, and how much is enough -- hundreds, thousands, one million, ten million? Remember that out of 1000 hectares of good farmland, you can only consume three quarts (of rice) daily; and if you have a mansion of several thousand square meters, depending upon your size, height and weight, you can actually occupy only eight square meters of space to rest at night.
So as long as you have enough food and enough money to spend, that is good enough.
You should live happily.
Every person and every family has its own problems. Do not compare yourself or your family with others. To compare yourself, your children, your family with others is foolish. Fame, fortune, and
social status do not really bring true happiness, good health, or longevity.
It does not help to worry about things that you can’t change; worrying about them will only spoil your health.
Create your own level of well-being and happiness. Try your best to always be in a good mood and to have happy thoughts.
Do things daily which you give you fun and happiness, then you will pass your time happily every day.
There is no certainty that everyday will be a happy one but every day of happiness is one day gained; sometimes you gain and win, sometimes you lose.