Dealing with Credit Cards

Have you caught yourself in debt one after the other? I for one have gone through this and it's pretty tough to budget and maximize your cash.

I know most of us has experienced getting a loan in order to pay our credit card overdues but still having trouble in getting our way out of the bills and debts (Ouch! Been there, done that).
In dealing with 2 bad credit credit cards we wish for a lending company that offers low interest rate and flexible packages that is tailor fit for every individuals' financial needs. I'm not sure if we have one here in Manila but it will be really cool to have one. I could use a little help from them as well...hehehe.

Budgeting nowdays is considered to be a skill, you know?!